Connection status

Current financial-institution connection health

ClearMint measures anonymized connection outcomes to identify which available provider is currently performing most reliably for each institution.

Last updated: July 12, 2026, 6:00 AM ET How we measure this All systems normal
Some TD connections through Flinks are currently delayed.
Started 4:10 AM ET · balances are current, recent transactions may be delayed. Where available, an alternative provider is recommended below.
Institution
Provider
Reliability
Data freshness
Recommended
TD Canada Trust
Flinks
Delayed
Within 24 hours
Plaid
RBC Royal Bank
Plaid
Excellent
Within a few hours
Plaid
Scotiabank
Flinks
Good
Within 24 hours
Flinks
CIBC
Flinks
Insufficient data
Not yet rated
BMO
Flinks · Plaid
Insufficient data
Not yet rated
Tangerine
Salt Edge
Insufficient data
Not yet rated
Desjardins
Flinks
Insufficient data
Not yet rated

On a newer product, most institutions read Insufficient data until we've recorded enough recent connections to publish a reliable rating. We'd rather say that than invent a number.

How we measure connection health

Our recommendation for each institution may consider several signals from ClearMint's own anonymized connection data:

  • How often initial connections complete successfully
  • How reliably connections sync over time
  • How long connections stay active before needing attention
  • How fresh the transaction data stays
  • How often re-authentication is required

A few things worth knowing:

  • Performance can differ from one person to the next — your experience may vary.
  • These figures come from ClearMint's own anonymized data. We don't use another product's history.
  • A recommended provider is a current best estimate, not a guarantee.
  • Institution and provider availability can change at any time.

Connect with confidence.

Pick the most reliable connection for your bank — or import a statement anytime.

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