Connection status
Current financial-institution connection health
ClearMint measures anonymized connection outcomes to identify which available provider is currently performing most reliably for each institution.
Last updated: July 12, 2026, 6:00 AM ETHow we measure thisAll systems normal
Some TD connections through Flinks are currently delayed.
Started 4:10 AM ET · balances are current, recent transactions may be delayed. Where available, an alternative provider is recommended below.
Started 4:10 AM ET · balances are current, recent transactions may be delayed. Where available, an alternative provider is recommended below.
| Institution | Provider | Reliability | Data freshness | Recommended |
|---|---|---|---|---|
| TD Canada Trust | Flinks | Delayed | Within 24 hours | Plaid |
| RBC Royal Bank | Plaid | Excellent | Within a few hours | Plaid |
| Scotiabank | Flinks | Good | Within 24 hours | Flinks |
| CIBC | Flinks | Insufficient data | Not yet rated | — |
| BMO | Flinks · Plaid | Insufficient data | Not yet rated | — |
| Tangerine | Salt Edge | Insufficient data | Not yet rated | — |
| Desjardins | Flinks | Insufficient data | Not yet rated | — |
On a newer product, most institutions read Insufficient data until we've recorded enough recent connections to publish a reliable rating. We'd rather say that than invent a number.
How we measure connection health
Our recommendation for each institution may consider several signals from ClearMint's own anonymized connection data:
- How often initial connections complete successfully
- How reliably connections sync over time
- How long connections stay active before needing attention
- How fresh the transaction data stays
- How often re-authentication is required
A few things worth knowing:
- Performance can differ from one person to the next — your experience may vary.
- These figures come from ClearMint's own anonymized data. We don't use another product's history.
- A recommended provider is a current best estimate, not a guarantee.
- Institution and provider availability can change at any time.
Connect with confidence.
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