Replace your manual Excel budget

Your money, in one
smart spreadsheet

ClearMint Essentials turns scattered statements into a clean, sortable financial dashboard. Import your bank file, track income, bills, expenses, credit cards and cash flow — no formulas to maintain.

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Total income
$6,400.00
This month
Total expenses
$3,910.32
This month
Net cash flow
$2,489.68
Positive
Upcoming bills
$1,855.00
3 due in 30 days
DateDescriptionCategoryAccountAmount
Jun 14Payroll Deposit — Acme CorpIncomeChequing$3,200.00
Jun 12LoblawsGroceriesChequing-$184.32
Jun 10Amazon.caShoppingCash Back Visa-$92.10
Jun 08RentHousingChequing-$1,650.00
How it works

From statement to dashboard in three steps

1

Import

Drop an OFX, QFX, CSV or PDF from any bank or card. Duplicates are skipped automatically.

2

Organize

Vendors, categories and recurring bills are detected for you — tidy them inline like a spreadsheet.

3

See clearly

Income, expenses, cash flow, net worth and what's due next — live, in your currency and language.

What's inside

More than a budget — your whole money picture

Real screens from ClearMint Essentials. Logos load live from your transactions.

Net worth & debt

Track what you own and owe

Add your house, car and accounts with their mortgage or loan and lender. ClearMint computes your equity and net worth, and rolls every loan into a payoff plan.

  • Assets with live equity bars + lender logos
  • Snowball / avalanche payoff with a "which card first" pick
  • Loan payments auto-tracked as recurring bills
Net worth
$198,205
assets − liabilities
Liabilities
$448,061
loans + cards
123 Main St
House · TD Mortgage
$600,000
Equity $180,000Owed $420,000
Honda Civic
Car · Toyota Financial
$22,000
Equity $13,000Owed $9,000
Smart budgets

Budgets that keep pace

Every bar shows a pace marker for where on-track spending should be this far into the month — so 92% spent on day 28 reads as fine, not alarming. Don't know where to start? One tap fills budgets from your 3-month average.

  • On-track vs. over-pace, at a glance
  • Suggested budgets from real spending
  • "Left to budget" against your income
Housing
$1,650 of $1,650
Groceries
$420 of $600
Transport
$95 of $250
Shopping $60 +Dining $47 +
Multi-currency & languages

Any currency, your language

Hold accounts in different currencies — ClearMint converts everything to your display currency with daily exchange rates. Use the app in English, Português (Brasil) or Español.

  • 45+ currencies with live ECB rates
  • Per-account currency, one display total
  • Full interface in 3 languages
Net worth · USD
$6,600.00
US $5,000 + €2,000 converted
🇺🇸 USD🇪🇺 EUR🇨🇦 CAD🇧🇷 BRL🇯🇵 JPY+40
🇺🇸 English🇧🇷 Português🇪🇸 Español
Subscriptions

Catch every recurring charge

ClearMint detects subscriptions from your statements, tracks renewals, and watches your monthly spend over time — toggle to an annual view to see the real yearly cost.

  • Auto-detected from bank & card activity
  • Monthly / annual spend graph
  • Upcoming renewals & price-increase alerts
Netflix · $20.99 Spotify · $11.99

Everything you tracked in Excel — done for you

The core money tools, nothing you don't need. Clean, fast, and beautifully simple.

One-click bank import

Drop an OFX, QFX or CSV file and your transactions land instantly — duplicates skipped automatically.

Spreadsheet-style tables

Sort any column, search, filter by date, account or category, and edit cells inline like a real spreadsheet.

Income & earnings

Track salary and side income with pay frequency, expected and actual dates — recurring-ready.

Bills & due dates

Never miss a payment. Track amount, due date, frequency and paid / unpaid status at a glance.

Credit cards

Limits, balances, available credit, APR, minimum payment and due dates — all in one view.

Export anytime

Every table exports to CSV in one click. Your data is yours — back it up or take it with you.

Simple pricing

One plan, everything included. Start with a 30-day free trial — cancel anytime.

Most popular

Essentials Monthly

$7.99/mo CAD
  • Unlimited accounts & cards
  • OFX / QFX / CSV / PDF import
  • Cloud sync across devices
  • All reports + Clear Financial Report
  • Priority email support
Start 30-day free trial

Essentials Annual

$79/yr CAD
  • Everything in Essentials
  • Two months free vs monthly
  • Yearly data backup
  • Cancel anytime
Start 30-day free trial

Your data, your control

Security and privacy come standard.

Private by default

Run fully offline — your finances stay in your own browser until you choose to enable cloud sync.

Row-level security

With cloud sync on, every account is isolated by database-enforced row-level security. You only ever see your own data.

No lock-in

Export everything to CSV or JSON whenever you want. Delete your data permanently with one click.

Stop wrestling with spreadsheets

Set up your financial dashboard in under five minutes.

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