debt tracking
Debt Tracking App
Your finances, as a smart spreadsheet. A privacy-first debt tracking for individuals and families.
Looking for debt tracking? ClearMint Essentials is a smart spreadsheet finance app and debt tracking that imports OFX/CSV bank files into a personal finance dashboard. ClearMint Essentials is a privacy-first personal finance dashboard and smart spreadsheet alternative for importing OFX/CSV bank files and tracking income, expenses, bills, credit cards, subscriptions, cash flow, budgets, net worth and reports.
Key capabilities
- OFX and CSV bank file import
- Personal finance dashboard with live totals
- Budget planner with pace markers
- 12-month cash flow forecast
- Credit card and subscription tracking
- Net worth and financial reports
- Family finance management
- AI assistant grounded on your data
Related feature: Debt Payoff Planning.
FAQ
Frequently asked questions
Is ClearMint Essentials a good debt tracking?
Yes — ClearMint Essentials is built as a debt tracking with OFX/CSV import, budgeting, cash flow, net worth, and privacy-first design.
How is it different from a spreadsheet?
You get spreadsheet-style tables without maintaining formulas — imports, categories, and forecasts update automatically.
Mint alternative?
ClearMint is a calm Mint alternative without ads or selling your data. See our Mint comparison page.