Debt payoff planning
Multiple cards and loans make it unclear which to pay first and when you'll be debt-free. ClearMint Essentials is a debt payoff built into a privacy-first personal finance dashboard.
What problem it solves
Multiple cards and loans make it unclear which to pay first and when you'll be debt-free.
Who it is for
Users tracking debt payoff and optimizing interest.
Why it is different
Payoff plans use live imported balances — update imports, plan refreshes automatically.
How it works
Step by step
- Add cards and loans with balances and APRs.
- Compare avalanche vs snowball strategies.
- Pick priority debt and see projected debt-free date.
Examples
Avalanche on 22% card first; snowball on smallest loan for motivation — compare dates.
Related: import bank statements, personal finance dashboard, pricing.
FAQ
Frequently asked questions
Includes mortgages?
Add loans and mortgages in Net Worth; include in payoff planning.
Extra payment modeling?
Adjust planned payments to see impact on debt-free date.
Try ClearMint Essentials free for 30 days
Import OFX or CSV bank files and track income, bills, expenses, credit cards, subscriptions, budgets, cash flow and net worth — no formulas to maintain.