One-click bank import
Drop an OFX, QFX or CSV file from any bank or card issuer. Transactions import instantly and exact duplicates are skipped automatically.
Features
Everything you tracked in Excel,
Everything you tracked in Excel,
done for you
The core money tools — clean, fast, and lightweight. Import a bank file and your dashboard fills itself in. ClearMint Essentials is in beta as a web app — use it in your browser on desktop or mobile; there is no native iOS or Android app yet.
Spreadsheet-style tables
Sort any column, search, filter by date, account, category, type or source, and edit cells inline — just like a real spreadsheet.
Live dashboard
Total income, expenses, net cash flow, bank balances, credit-card debt and upcoming bills — recalculated as you go.
Income & earnings
Track salary and side income with employer, pay frequency, expected and actual received dates.
Bills & due dates
Name, category, amount, due date, frequency and paid / unpaid status — with an "upcoming in 30 days" view.
Expenses
Log cash and one-off spending with category, date, amount, payment account and notes. Mark recurring items.
Credit cards
Card name, last 4, credit limit, current balance, available credit, APR, minimum payment and due date in one view.
Bank accounts
Chequing, savings and more — opening balance, running balance from your transactions, and per-account history.
Export anytime
Every table exports to CSV in one click, and your whole workspace to JSON. Your data is yours.
Explore
Feature documentation
Each feature has a dedicated page with how it works, examples, and FAQs. Browse all features →
OFX import
Import OFX and QFX bank files instantly.
CSV import
CSV bank transaction import with dedup.
Dashboard
Personal finance dashboard at a glance.
Budget planner
Pace-aware monthly budgets.
Cash flow forecast
12-month cash flow tracker.
Net worth
Assets minus liabilities over time.
Subscriptions
Detect and track recurring charges.
AI assistant
Ask about your numbers in plain language.
Family finance
Shared household budgeting.
Also included
More ways to see your money
AI assistant
Ask questions about your own numbers in plain language. A floating assistant reads across every tab and answers with your real figures — for convenience, not financial advice.
Cash-flow forecast
Project 12 months ahead from your recurring income, bills and expenses — with a safety buffer, sinking funds and future one-offs.
Reconciliation
Match your records to a statement's opening and closing balance, catch duplicates and missing date ranges, and confirm each account is accurate.
Net worth
Assets minus debts in one figure, tracked over time — bank balances, cards, and anything else you add.
Debt payoff
Plan avalanche or snowball payoff across your cards and loans, and see your debt-free date.
Recurring detection
Subscriptions and recurring bills are flagged automatically across past and upcoming dates, so nothing slips through.
Multi-currency
Pick your currency — detected from your region — and track balances the way your accounts actually report them.
Flexible sign-in
Sign in with Google, Microsoft, Apple or Facebook, or an email and password. Sessions log out on inactivity.
Responsive web app
Use ClearMint Essentials in your browser on any screen — wide tables become tap-friendly cards on your phone. Beta is web-only today; native mobile apps are not available yet.
How it works
From statement to dashboard in minutes
1
Import or add
Upload a bank/card file, or add accounts and transactions by hand. Cash entries are welcome too.
2
Organize
Categories are auto-suggested; tweak inline. Filter and sort to find anything in seconds.
3
See clearly
Your dashboard shows income, expenses, cash flow, balances and what's due next — automatically.