Budget Planner

Budget planner

Static budget spreadsheets go stale by mid-month and don't show whether you're actually on pace. ClearMint Essentials is a budget planner built into a privacy-first personal finance dashboard.

What problem it solves

Static budget spreadsheets go stale by mid-month and don't show whether you're actually on pace.

Who it is for

YNAB refugees, spreadsheet budgeters, and families setting monthly limits.

Why it is different

Pace-aware budgets plus import-driven actuals — a budgeting app with OFX import, not envelope theory alone.

Budget Planner in ClearMint Essentials
Budget Planner — ClearMint Essentials personal finance dashboard
How it works

Step by step

  1. Set category budgets manually or tap Suggest from spending for averages.
  2. Pace markers show expected spend based on day of month.
  3. Adjust inline; dashboard and reports update live.

Examples

Set $600 groceries; on day 15 pace expects ~$300 spent. Suggest fills dining from last three months.

Related: import bank statements, personal finance dashboard, pricing.

FAQ

Frequently asked questions

Is this like YNAB?
ClearMint focuses on spreadsheet-style visibility and file import rather than envelope assigning — see our YNAB comparison.
Monthly vs annual budgets?
Budgets are monthly per category; use reports for longer trends.

Try ClearMint Essentials free for 30 days

Import OFX or CSV bank files and track income, bills, expenses, credit cards, subscriptions, budgets, cash flow and net worth — no formulas to maintain.

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