Credit Card Tracking

Credit card tracking

Multiple cards with different limits, APRs, and due dates are hard to monitor in a single spreadsheet row. ClearMint Essentials is a credit card tracker built into a privacy-first personal finance dashboard.

What problem it solves

Multiple cards with different limits, APRs, and due dates are hard to monitor in a single spreadsheet row.

Who it is for

Users optimizing utilization, avoiding interest, and tracking payoff progress.

Why it is different

Card payments never miscount as income. Balances tie to imported transactions and debt payoff planning.

How it works

Step by step

  1. Add each card with last 4, limit, balance, APR, minimum payment and due date.
  2. Import card transactions via OFX, CSV or PDF.
  3. See available credit and total card debt on the dashboard.

Examples

Track two Visas and an Amex; see combined utilization and next due dates on the calendar.

Related: import bank statements, personal finance dashboard, pricing.

FAQ

Frequently asked questions

Does ClearMint connect cards via Plaid?
Optional Plaid sync is available; file import works for all issuers.
Can I plan debt payoff?
Yes — see the Debt Payoff feature for avalanche and snowball strategies.

Your finances, as a smart spreadsheet.

Import OFX or CSV bank files and track income, bills, expenses, credit cards, subscriptions, budgets, cash flow and net worth — no formulas to maintain.

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