Financial Health Score

Financial health score

Net worth alone doesn't capture whether you're living within means this month. ClearMint Essentials is a financial health built into a privacy-first personal finance dashboard.

What problem it solves

Net worth alone doesn't capture whether you're living within means this month.

Who it is for

Users wanting a quick read on overall financial posture.

Why it is different

Holistic view from imported real data, not a generic quiz or credit score proxy.

How it works

Step by step

  1. Dashboard aggregates income, expenses, cash flow, debt, and budget pace.
  2. Health indicators highlight areas needing attention.
  3. Drill into modules for detail — cards, bills, forecast.

Examples

Strong net worth trend but budget pace red in dining — fix the category, watch score components improve.

Related: import bank statements, personal finance dashboard, pricing.

FAQ

Frequently asked questions

Is this a credit score?
No. It reflects your tracked finances in ClearMint, not bureau data.
Does it replace financial advice?
No — it's organizational visibility, not advice.

Your finances, as a smart spreadsheet.

Import OFX or CSV bank files and track income, bills, expenses, credit cards, subscriptions, budgets, cash flow and net worth — no formulas to maintain.

Start free trial

30-day free trial · CA$7.99/mo after · Cancel anytime